Limited Time Promotion

Earn 7-day interest cashback on your first drawdown with CreditNow

Promotion runs from 4 June 2026 to 31 August 2026. T&Cs apply.

Every big idea starts small,

but the businesses that grow are the ones that keep moving

To mark four years alongside 22,000+ businesses, we're rewarding the businesses that make their move first.

With CreditNow, your first drawdown (up to SGD 15,000) comes with a 7-day interest cashback.

but the businesses that grow are the ones that keep moving. To mark four years alongside 22,000+ businesses, we’re rewarding the businesses that make their move first. With CreditNow, your first drawdown (up to SGD 15,000) comes with a 7-day interest cashback.

How your interest cashback works

Draw down: Draw from your CreditNow facility between 4 June and 31 August 2026
Enjoy your cashback: The interest for your first 7 days will be credited directly into your account the following month after your repayment

T&Cs apply.

Have questions?

How do I activate this promotion?

No activation is needed. Simply make the first drawdown under your CreditNow Loan during the Promotion Period, and you shall be entitled to a cashback reward equivalent to a maximum of 7 days of interest calculated from the start of such first loan drawdown (on drawdown principal of up to SGD15,000). No promo codes, no registration, no extra steps – just drawdown and repay on time.

Who is eligible for this promotion?

This promotion is exclusively for CreditNow business loan customers. You qualify if you make your first drawdown between 4 June and 31 August 2026 (both dates inclusive). This includes customers with a CreditNow approved before the Promotion Period but have not yet made any drawdown.

I applied for CreditNow before 4 June but haven't drawn down. Do I qualify?

Yes. Eligibility is based on when you make your first drawdown, not when you applied. As long as your first CreditNow drawdown is between 4 June and 31 August 2026 (both dates inclusive), you will qualify for this promotion.

How does the promotion work?

Use your CreditNow Loan as usual – interest applies during the borrowing period. Provided your first drawdown is between 4 June and 31 August 2026 (both dates inclusive), once you make your first repayment on or before the due date, you will receive a cashback equal to the interest charged, for up to 7 days.

The cashback will be credited into your ANEXT Business Account by the end of the month following the month of your first repayment under the CreditNow Loan.

First drawdown from your CreditNow Loan between 4 June and 31 August 2026 (both dates inclusive)
Repay on time – ensure your first repayment is made by (or before) the due date with no overdue to qualify
Receive your Cashback into your ANEXT Business Account by the end of the following month after first repayment

Example:

Drawdown SGD10,000 on 15 June 2026
Make full and prompt repayment on 14 July 2026
Receive your Cashback by 31 August 2026

What is the maximum amount eligible for cashback?

The Cashback applies to your first CreditNow drawdown of up to SGD15,000. If the drawdown is more than SGD15,000, the Cashback shall be calculated based on the SGD15,000 drawn down.

What happens if I miss my repayment date?

To receive the Cashback, please ensure your repayment is made on or before the due date. Late repayment will result in you not fulfilling the eligibility criteria for this promotion.

What if I make early repayment?

If you repay the outstanding principal balance within 7 days, you will only pay interest for the actual number of days drawn down. The Cashback matches the interest you paid, up to a maximum of the first 7 days.

Example: if repayment is made within the first 5 days:

First drawdown of SGD10,000 on 10 June 2026
Prepay in full on 15 June (5 days later)
You will pay 5 days of interest, along with the outstanding principal balance
We will credit the 5 days of interest as Cashback, by the end of the following month after your first repayment

When will I receive the Cashback?

The Cashback will be credited to your ANEXT Business Account by the end of the month following the month of your first repayment.

First Repayment Month

July 2026 -> Cashback Credited by 31 August 2026
August 2026 -> Cashback Credited by 30 September 2026
September 2026 -> Cashback Credited by 31 October 2026

All visual representations (including but not limited to figures, rates, and user interfaces) are for illustration only. T&Cs apply.