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ANEXT Flash is a cross-border transfer service that allows businesses to send USD and EUR to selected countries within 1 working day. Payments are routed via secure local rails in the US, Hong Kong, and Europe, so your recipient receives the full amount* you send.
*Subject to respective local market charging practices. Selected beneficiary banks may levy a separate service fee to your beneficiary.
Transfers initiated before the cut-off are delivered within the same or next working day. Transfers after the cut-off are processed the following working day.
Payout Currency | Destination | ANEXT Flash Cut-off Time (Local) |
EUR/USD | HK | 17:45 GMT+8 |
欧元 | EEA | 15:15 GMT+1 |
美元 | US | 15:00 GMT-5 |
CNH/USD | MYBANK | 24*7 |
| Payout Rails | ANEXT Flash | SWIFT |
|---|---|---|
| Speed | 0-1 working day | 1-5 working days |
| Cost | Lower. Single flat fee. |
Variable by charge option |
| Full Amount Delivered | Yes* | Requires OUR option (additional fee) |
| Coverage | USD/EUR to US/HK/EEA USD/CNH to MYBANK |
10 currencies, broader country reach |
| Proof of Payment | 有 (Except Beneficiary Bank is MYBANK) |
有 |
| Business Hour | Cut-off schedule at currency-destination level** | NA |
| ABA Routing Number | Required if the beneficiary bank is located in US | ABA is not required, however, Intermediary bank BIC would be needed wherever applicable |
| Best use case | Sending to supported currency and countries pair | Sending to unsupported currencies and countries, or where Flash route is unavailable |
ANEXT Flash charges a single flat fee with no hidden deductions. Please refer to the ANEXT Fee Schedule for the latest rates.
An ABA Routing Number is a 9-digit code that identifies a US bank. It is required only when sending USD to a US-based recipient via ANEXT Flash, as funds may be routed through the Automated Clearing House (ACH) network. You do not need one for transfers to Hong Kong or EEA countries. Check with your recipient for their ABA number before initiating a US transfer.
You may perform spot FX conversion from supported ANEXT Business Account currencies (SGD, USD, EUR, CNH) into eligible payout currencies and remit the converted amount via ANEXT Flash.
ANEXT Flash currently supports:
For transfers to unsupported currencies or countries, SWIFT remains available as an alternative.
您可以通过SWIFT从您的ANEXT Business Account进行海外转账，支持的货币包括CNH、EUR、GBP、HKD、JPY、KRW、MYR、SGD、THB和USD。
您通过ANEXT Business Account进行本地和/或海外交易的每日转账限额（所有支付渠道）为100万美元（按新加坡元等值计算）。
您将按您发起转账时所使用的货币收取费用。请在发起转账前确保您的账户有足够的资金，包括任何转账相关费用。
ANEXT 提供具竞争力的固定费用，电汇（OTT）费用最低从以下金额起：US$10，S$15， CNH125， 或€10。具体费用取决于您选择的收费方式。
当您进行无外汇转换的电汇（仅限账户中已持有的 CNH / EUR / SGD / USD）时，可以选择以下费用方式：
●BEN：费用由收款人承担
●SHA：费用由汇款人与收款人共同承担
●OUR：费用由汇款人承担
如果涉及外汇转换（FX），收费方式将默认使用 SHA。更多信息请参考 费用表（Fee Schedule）。
通过 SWIFT 电汇（OTT），通常需要 1–5 个工作日。如果在周末或公共假期前发起转账，交易将会在下一个工作日开始处理。
作为受监管的金融机构，所有转账都需经过银行及相关机构的合规审核。在审核过程中，我们可能会联系您以获取更多信息。中介银行或收款银行也可能进行额外检查，因此有时会导致转账延迟。
